Florida Office
Phone: (727) 355-4066
California Office
3111 Camino Del Rio N, Suite 400
Phone: (619) 684-1454
Empowering Your
financial future, today.
Guiding Americans toward stable and prosperous retirements with personalized financial strategies and professional advice.
Your partner in navigating complexities that can come with financial and retirement planning
Retirement should be a time of optimism, relaxation, and renewed energy for activities and passions likely set aside during your working years. However, few people achieve that type of lifestyle in retirement by accident. It is usually done through careful planning for the future and preparing for risks that can derail the best-laid plans. That is where America’s Retirement Advisory Group may be able to help. I believe I have the experience, knowledge, and resources to help clients achieve their goals and live their best retirement years.
I have been serving pre-retirees and retirees since 1986 in the San Diego area and now in Tampa Bay, Florida as well. I do this by looking at each client’s unique situation to help determine strategies which will most likely work for their lifestyle. Strategies based on creating various income streams and offsetting risks of taxes, market volatility, and long-term care expenses.
Custom-tailored strategies for your unique needs and goals
I do my best so you do not feel that way when you partner with America’s Retirement Advisory Group.
After helping thousands of clients successfully retire (and stay retired) over the years, I have a good idea of what works and what doesn’t in these changing times. After four decades I have seen a lot! My services focus on what is in the best interest of each client.
The PLAN
Helping you achieve confidence in your retirement years
Usually, when new clients come to me, they need assurance and certainty that they have saved enough money to pay for the expenses for the rest of their lives. I help to ensure that they have a plan to help make that possible. The plans I create employ strategies utilizing four different rates of inflation, which will show me if they have saved enough for their entire lifetime in retirement. If they have not saved enough, I can suggest strategies to help them create a budget to address inflation, taxes, and long-term care issues that may arise. My clients can expect a streamlined, professional, yet friendly experience that consists of these five steps:
01
Get to Know You
Understanding your goals for retirement.
02
Assess Your Situation Today
I assess your current financial position today to determine where it can take you tomorrow.
03
Propose Strategies
I offer a customized plan focusing on increasing income and reducing risks.
04
Implement the Plan
Once we decide where you are going, we work together to implement the plan.
05
Monitor and Adjust
I conduct ongoing reviews as to the effectiveness of the plan and we adjust your plan as needed.
*Securities and Advisory Services offered through CreativeOne Securities, LLC member FINRA / SIPC and an investment adviser. America’s Retirement Advisory Group and CreativeOne Securities, LLC are not affiliated.
Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Provided content is for overview and informational purposes only and is not intended and should not be relied upon as individualized tax, legal, fiduciary, or investment advice. By contacting us, downloading booklets, or attending events, you may be offered a meeting to discuss how our insurance and other services can meet your retirement needs. The presenters of this information are not associated with, or endorsed by, the Social Security Administration or any other government agency.
Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss in a period of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company. 22853 - 2023/4/6
Investment advisory services are provided in accordance with a fiduciary duty of care and loyalty that includes putting your interests first and disclosing conflicts. Insurance services have a best interest standard which requires recommendations to be in your best interest. Advisors may receive commission for the sale of insurance and annuity products. Additional details including potential conflicts of interest are available in our firm's ADV Part 2A and Form CRS (for advisory services) and the Insurance Agent Disclosure for Annuities form (for annuity recommendations).