America's Retirement Advisory Group

Your Partner Towards a More Protected Retirement Future

Meet the Team Who Has the Know-How & Heart to Help You

At America’s Retirement Advisory Group, we are a team of community-minded professionals with the mission of helping our clients achieve maximum enjoyment in retirement. No matter what phase of your financial life you are in—accumulation, growth, preservation, or distribution—we stand ready to share our knowledge so you can make the best decisions for your financial and retirement future.

Mike Savarese | Founder

CA License# 0A08613 | FL License #W813163

Mike Savarese has been devoted since 1986, helping his clients achieve their financial goals and enjoy a worry-free retirement. One area of Mike’s financial expertise includes assisting retirees in transitioning to the distribution phase of their investing lives. He offers practical strategies to help disperse retirement assets as tax-efficiently as possible while ensuring a financial legacy for future generations.


Mike was a member of Ed Slott’s Elite IRA Advisor Group℠ from 2009 to 2023. These members are dedicated to being leaders in the IRA industry with regular ongoing education. They have up-to-date tools, regulation rules, education, and resources dealing with retirement accounts. Furthermore, for more than 13 years, Mike was a commentator on San Diego’s radio airwaves discussing market trends and advising callers on the nuances of navigating the pitfalls of the financial markets on Radio AM 1000, AM 1170, and AM 600.


Mike was educated in Italy, Spain, and the United States and is a polyglot, fluent in three languages. Before starting his long and industrious financial career, he worked in the aerospace industry. As the Founder of America's Retirement Advisory Group, Mike holds six registrations and licenses in the investment and insurance arena.


Mike has three wonderful children, and all enjoy spending quality time together. In his leisure time, Mike enjoys racquetball and deep-sea fishing. He is also a soccer referee, a volunteer for the Special Olympics, and works with the Special Needs Community in the San Diego and Tampa areas.

Kyle Needham | Manager of Operations in San Diego

CA License #4078231

Kyle is a dedicated wealth management specialist based in San Diego, California, with a passion for helping individuals achieve financial security and peace of mind. As a certified Life and Health Producer in California, he brings a strong foundation in finance, backed by a Bachelor's degree from San Diego State University.


With over four years of experience in the wealth management industry, he has had the privilege of learning from seasoned financial advisors with over 40 years of collective expertise. His focus lies in guiding clients through successful transitions into retirement, using comprehensive strategies tailored to their unique financial goals and aspirations.


Beyond his professional endeavors, he finds joy and inspiration in nature, whether that be the beach or the mountains, depending on the time of year.

Florida Office Staff

Kate Voytovych

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